I know how overwhelming talking (and thinking) about finances can feel, especially when you’re carrying so much. But I want you to know this:
You are so much more capable than you think.
And the small steps you take today will create big change over time.
You don’t have to overhaul your entire life today.
You just have to take the next best step—and then the next.
Three quick money wins you can do right now
These quick wins are simple, but they’re powerful. They’re also the perfect first steps on your financial freedom journey—because they create momentum.
Win #1: Track your spending for the next 7 days
Just notice your spending for one week.
Every purchase. Every bill. Every swipe.
Write it down in your phone’s Notes app or on a piece of paper.
If you want a tool, I have an Expense Tracker you can use (see the Resources section below). But it’s not necessary. The biggest impact right now is awareness.
Why this works:
- Awareness creates clarity
- Clarity creates confidence
When we don’t have awareness about where our money is actually going, we live in confusion. When you know where your money is going, you’re no longer in the dark—and that alone is freeing.
Win #2: Start a no-stress weekly savings habit
Saving doesn’t have to be big or complicated. Just like awareness was the first step in Win #1, the habit of saving is your first step here.
Choose a small amount—$5, $10, $20—something that feels realistic, not stressful. Then commit to saving it every single week.
Consistency matters far more than the amount.
Why weekly?
- Weekly creates rhythm
- Rhythm creates habits
Even tiny amounts add up faster than you think. But more importantly, this habit teaches you the identity of someone who saves—someone who takes care of her future self.
You will feel proud of yourself after the very first week.
Win #3: Do a 10-minute subscription + auto-pay cleanup
We all have them—old subscriptions, free trials that weren’t really free, apps we forgot about, things we meant to cancel but didn’t.
Take 10 minutes today to review anything on auto-pay or auto-renew.
- Cancel what you no longer use
- Pause what you don’t really need
- Redirect that money to savings or a bill
Where to look:
- On iPhone: check Subscriptions (in your Apple ID settings)
- In your bank accounts: scan for monthly charges and investigate anything you don’t recognize or don’t use
This is one of the fastest ways to reclaim wasted money without changing your lifestyle.
These “financial leaks” may be small amounts, but little drips add up. Plugging them gives you an immediate, easy win—and who wants a money leak, no matter the size?
Need some resources?
I have several free, downloadable resources available to help you as you navigate your financial freedom journey. Grab them below—and please feel free to message me with questions, to connect, or just to share your story.
You deserve to feel confident with your money.
You deserve peace.
And you are absolutely capable of creating it—starting today.
I’m cheering for you.
